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PCP Finance Calculator
Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 18.8%, monthly payment would be £174.22, with a total cost of credit of £2,362.56 and a total amount payable of £9,362.56. CarMoney Limited can introduce you to a limited number of finance providers based on your credit rating and we will receive a commission for such introductions this can either be a % of the amount borrowed or a flat fee. This does not influence the interest rate you’re offered in any way. CarMoney is a broker not a lender.
About our PCP Finance Calculator
Looking to figure out your monthly payments if you take out a PCP agreement? Use our PCP finance calculator to see how much you’ll pay.
This is based on the amount you want to borrow and an estimate of your credit score.
PCP generally results in monthly lower payments than HP finance. That’s because you pay only the depreciation of the value of the vehicle rather than the full value. At the end of the agreement, if you would like to own the vehicle, you’ll have to pay a lump sum.
However, if you want to change you car often – every two to three years – PCP could be the right choice for you.
The lender can repossess the car if you miss payments.
Enter the amount of the final lump sum into the PCP finance calculator for a more accurate look at your monthly payments.
These calculations are based on representative APR rates. If you want an exact APR/repayment figure then you should apply for PCP finance and a CarMoney finance ninja will get in touch with you to help guide you through the process.
